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“My favorite parts of my job are coaching our staff for future advancement and helping our customers to have a great banking experience.”

With degrees in business and accounting, Raju has supported the planning and investment needs of individuals and families for more than 20 years.

Michael has over 27 years of experience in many facets of the mortgage industry. While originating all types of loans for his clients, he specializes in loans for first-time homebuyers and works closely with many of the nonprofit agencies in the New York metropolitan area.

As a Ridgewood team member for 10 years and a local business owner for five, Noel offers his clients a wealth of knowledge. He brings a personal touch to each of his business relationships and a wide array of resources to support the needs and growth plans of businesses of all sizes.