Smart move online
savings account


At Ridgewood, it’s easy to bank when, where and how you want. Discover sophisticated solutions for every stage of life – backed by the latest technology and a long tradition of personalized attention.


Offering a wide array of consumer, business, lending and investment solutions

Unmatched Convenience

Branches throughout the NY Metro area, 90,000 ATMs worldwide and a 7-day-a-week local contact center

Digital Tools

A highly rated mobile app, ID protection, free financial education and much more

Deep Community Roots

More than a century of helping people to simplify their lives and meet their goals


Coming This Fall To Yaphank

We’re thrilled to be expanding our
award-winning services to eastern
Long Island.

Find Out More

Here For Life’s Journey

Whether you are just starting out or enjoying your golden years, Ridgewood Savings Bank is here, with products and services that support you every step of the way.


We’re proud to serve the diverse and vibrant neighborhoods across New York City’s five boroughs, Long Island, and Westchester County. Learn more about our local branches and the people who keep them running.

We’ll Help You and Your Money Go Far

As a mutual savings bank, we have the freedom to focus on what’s best for our customers. Generations of New Yorkers have counted on Ridgewood for financial products and services with the dependability of a trusted local bank.

Ridgewood Savings Bank Blog

Check out our blog for stories and information from Ridgewood Savings Bank!

1. APY=Annual Percentage Yield. Rate effective as of 3/7/23 for balances up to $249,999.99. For balances of $250,000 and greater, the rate is 0.25% and the APY is 0.25%. Offer valid for accounts opened on or after 3/7/23 for Connecticut and New Jersey residents only. Minimum balance requirement of $0.01 to open account. Offer applies only to a Smart Move Online Savings Account. Fees charged may reduce earnings. Offer may be revoked at any time, and rates and terms are subject to change without notice.

Contact Center
(718) 240-4778

Monday - Friday: 7AM - 7PMSaturday - Sunday: 8AM - 2PM

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